Specialist Mortgage Brokers, Advisors Milton Keynes Bucks
RPSMortgages
Milton Keynes Expert Mortgage Broker
Tel: 07904 258588
Welcome to RPS Mortgages Milton Keynes, your trusted source for bad credit and tailored mortgage solutions. We understand that finding the right mortgage can be a daunting and complex task, especially if you have bad credit or unique financial circumstances.
That's why we are here to assist. Our team of experienced mortgage advisors focuses on helping individuals with bad credit and other unique financial situations find the right mortgage solutions to meet their needs.
We are committed to providing personalised and tailored advice to ensure that you can secure the most suitable mortgage deal.
So, whether you are a first-time buyer or looking to remortgage, we are here to support you every step of the way.
Tailored Mortgages to Suit Your Unique Financial Needs
At RPS Mortgages, we understand that everyone's financial situation is different. That's why we offer tailored mortgages to suit your unique needs.
Our team of experienced mortgage advisors will work closely with you to understand your specific requirements and financial circumstances, then recommend a mortgage solution that fits you perfectly. Whether you're self-employed, have a poor credit rating, or are looking to invest in a buy-to-let property, we have the knowledge and expertise to help you secure the most suitable deal.
With RPS Mortgages, you can be confident that you're getting a mortgage that's designed just for you.
Contact us today to find out how we can help you unlock your mortgage potential.
Understanding the Importance of Checking Your Credit File:
Checking your credit report is an essential first step in obtaining a mortgage. At RPS Mortgages, we take this step seriously, which is why we will ask for your credit report and review it thoroughly to help you secure the best mortgage deal.
To make this process easier for you, we've teamed up with Checkmyfile to offer you a 30-day trial that shows your credit report from the credit reference agencies used by lenders.
Downloading your credit report is easy. Simply click the button below to start your 30-day trial and gain access to all the information you need to secure the best mortgage deal. You can cancel the service at any time during the trial period, or continue to use it after the trial for just £14.99 per month.
Our experienced advisors will guide you through the process and answer any questions you may have.
Please be aware that by clicking on to the above links you are leaving RPS Mortgages website. Please note that RPS Mortgages nor HL Partnership Limited are responsible for the accuracy of the information contained within the linked site(s) accessible from this page.
Please note that a commission of £12 will be received by RPS Mortgages when using this service.
Maximizing Your Affordability with RPS Mortgages:
At RPS Mortgages, we understand that affordability is a critical factor when it comes to securing a mortgage. That's why we leverage our extensive industry knowledge to assist our clients in enhancing their mortgage affordability.
We collaborate with a diverse range of lenders who offer products designed to increase affordability, such as multi-generational mortgages, joint borrower sole proprietor mortgages, and other innovative options to help borrowers maximize their mortgage potential.
If you're self-employed or a company director, we can support you in improving your mortgage affordability by engaging in discussions with lenders based on the current year's financials. Our experienced advisors will work with you to identify the most suitable options for your unique situation and help you secure the mortgage that meets your needs.
First-Time Buyer Helping Hands Mortgage
The Helping Hand product has been created to assist employed first-time homebuyers in affording a home in a market where house prices continue to rise.
By enabling eligible clients to borrow a higher loan amount when opting for a 5 or 10-year fixed-rate mortgage, this product enhances their purchasing power and makes homeownership more attainable. This is particularly beneficial for those who may not have a large deposit or whose income may not meet the stringent lending requirements of traditional mortgages.
The product also offers flexibility in terms of income sources, allowing a broader range of income streams to be considered, which can help some clients meet the income requirements. Overall, the Helping Hand product can help make the dream of owning a home a reality for more first-time buyers.
If you're interested in learning more about Helping Hand and determining whether you are eligible, we encourage you to give us a call. Our team can provide you with more information and help you decide if this product is the right fit for you.
Ready to find your perfect mortgage? Enquire with RPS Mortgages today.
What You Need to Know About Our Fees:
At RPS Mortgages Milton Keynes, we believe in transparency and providing our clients with upfront information about our fees.
There may be a fee for mortgage advice. The precise amount will depend upon your circumstances and will be agreed with you before proceeding, but we estimate it will be £750.
This fee covers our advisory services and ensures that we can dedicate the necessary time and resources to find the right mortgage solution for you. We believe in providing value for money, and helping our clients save money, over the long term by securing the most suitable mortgage deal.
Rest assured that there are no hidden fees or charges, and we will always be transparent about our costs throughout the mortgage application process.