Specialist Mortgage Brokers, Advisors Milton Keynes Bucks
RPSMortgages
Milton Keynes Specialist Mortgage Broker
Tel: 07904 258588
Welcome to RPS Mortgages Milton Keynes, your trusted source for bad credit and specialist mortgages. We understand that finding the right mortgage can be a daunting and complex task, especially if you have bad credit or unique financial circumstances.
That's why we are here to help. Our team of experienced mortgage advisors specialise in helping individuals with bad credit, and other unique financial situations, find the right mortgage solutions to suit their needs.
We are dedicated to providing personalised and tailored advice to ensure that you can secure the most suitable mortgage deal.
So, whether you are a first-time buyer or looking to remortgage, we are here to help you every step of the way.
Tailored Mortgages to Suit Your Unique Financial Needs
At RPS Mortgages, we understand that everyone's financial situation is different. That's why we offer tailored mortgages to suit your unique needs.
Our team of experienced mortgage specialists will work with you to understand your specific requirements and financial circumstances, and then recommend a mortgage solution that fits you perfectly. Whether you're self-employed, have a poor credit rating, or are looking to invest in a buy-to-let property, we have the expertise to help you secure the most suitable deal.
With RPS Mortgages, you can be confident that you're getting a mortgage that's designed just for you.
Contact us today to find out how we can help you unlock your mortgage potential.
Understanding the Importance of Checking Your Credit File:
Checking your credit report is an essential first step in obtaining a mortgage. At RPS Mortgages, we take this step seriously, which is why we will ask for your credit report and review it thoroughly to help you secure the best mortgage deal.
To make this process easier for you, we've teamed up with Checkmyfile to offer you a 30-day trial that shows your credit report from all four credit reference agencies used by lenders. By downloading your report and sending it to us, we can ensure that there are no footprints left on your credit file.
During the 30-day trial, you'll have full access to your credit report, which includes your credit history, account balances, and other important information that lenders consider when evaluating your mortgage application. You can cancel the service at any time during the trial period, or continue to use it after the trial for just £14.99 per month.
Downloading your credit report is easy. Simply click the button below to start your 30-day trial and gain access to all the information you need to secure the best mortgage deal. Our experienced advisors will guide you through the process and answer any questions you may have.
Please be aware that by clicking on to the above links you are leaving RPS Mortgages website. Please note that RPS Mortgages nor HL Partnership Limited are responsible for the accuracy of the information contained within the linked site(s) accessible from this page.
Please note that a commission of £12 will be received by RPS Mortgages when using this service.
Maximizing Your Affordability with RPS Mortgages:
At RPS Mortgages, we understand that affordability is a critical factor when it comes to securing a mortgage. That's why we use our wide industry knowledge to help our clients increase their mortgage affordability.
We work with a variety of lenders who offer increased affordability products, such as multi-generational mortgages, joint borrower sole proprietor mortgages, and other options designed to help borrowers get the most out of their mortgage.
If you're self-employed or a company director, we can also help you increase your mortgage affordability by entering into discussions with lenders based on the current year's accounting. Our expert advisors can work with you to identify the best options for your unique situation and help you secure the mortgage that meets your needs.
First Time Buyer Helping Hands Mortgage
The Helping Hand product has been developed to help employed first-time homebuyers afford a home in a market where house prices continue to rise.
By allowing eligible clients to borrow a higher loan amount when taking a 5 or 10 year fixed rate mortgage, the product increases their purchasing power and makes homeownership more attainable. This is particularly beneficial for those who may not have a large deposit saved up or whose income may not meet the strict lending requirements of traditional mortgages.
The product also offers flexibility in terms of income sources, allowing a wider range of income streams to be included, which can make it easier for some clients to meet the income requirement. Overall, the Helping Hand product can help make the dream of owning a home a reality for more first-time buyers.
If you're interested in learning more about Helping Hand and whether you are eligible, I would recommend giving us a call. Our team can provide you with more information and help you determine if this product is right for you.
Ready to find your perfect mortgage? Enquire with RPS Mortgages today.
What You Need to Know About Our Fees:
At RPS Mortgages Milton Keynes, we believe in transparency and providing our clients with upfront information about our fees. We charge a fixed fee of £750, which is payable upon issuance of a mortgage offer from the recommended lender.
This fee covers our advisory services and ensures that we can dedicate the necessary time and resources to find the right mortgage solution for you. We believe in providing value for money, and helping our clients save money, over the long term by securing the best possible mortgage deal.
Rest assured that there are no hidden fees or charges, and we will always be transparent about our costs throughout the mortgage application process.